Roth Ira Contribution Limits 2024 Magi Limit 2024 . The contribution limit for a roth ira is $7,000 (or $8,000 if you are over 50) in 2024. There are no age requirements.
Those are the caps even if you make more, up to the phaseout level. For 2024, single filers must have a modified adjusted gross income (magi) of less than $146,000, and joint filers less than $230,000, to make a full contribution.
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